Notice of change with regard to coverage under Ireland's Eligible Liabilities Guarantee (ELG) Scheme 2009

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AIB Group (UK) p.l.c. joined Ireland’s Eligible Liabilities Guarantee (ELG) Scheme 2009 on 21 January 2010. With effect from 18 August 2012, and with the approval of the Irish Government, AIB Group (UK) p.l.c. will begin to withdraw from the ELG Scheme 2009.

As of 18th August 2012 all eligible current/demand accounts and any new term deposits of personal customers and small business (SME) customers held with AIB Group (UK) p.l.c. will be covered solely by the Financial Services Compensation Scheme, aligning the Bank with other UK regulated banks and building societies.

Existing term deposits covered under the ELG Scheme will remain covered until their next maturity date. Notice accounts will continue to be covered under the ELG until the expiry of the notice period.

This change does not impact or relate to the UK Financial Services Compensation Scheme whereby your eligible deposits with AIB Group (UK) p.l.c. are protected up to a total of �85,000 (�170,000 for joint accounts) by the Financial Services Compensation Scheme, the UK’s deposit protection scheme.

This limit is applied to the total of any deposits you have with the following: Allied Irish Bank (GB), Allied Irish Bank (GB) Savings Direct and First Trust Bank. Any total deposits you hold above the �85,000 limit (�170,000 for joint accounts) between these brands is not covered. Further details on the FSCS are available on www.fscs.org.uk.

Click here for FSCS Questions & Answers

For further information contact your Branch or call:

First Trust Bank                                     0845 600 5925
Allied Irish Bank (GB)                               0845 600 5204
Allied Irish Bank (GB) Savings Direct           0845 455 2222

First Trust Bank is a trademark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office, 4 Queen's Square, Belfast, BT1 3DJ. Registered Number, NI 18800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. First Trust Bank is covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.

First Trust Bank subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any First Trust Bank branch or from the Lending Standards Board.

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