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Fixed Term Deposit Accounts


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What's in it for you?

Our Fixed Term Deposit Accounts for personal customers offer attractive rates of interest, with rates fixed for the period of the term, regardless of money market fluctuations.

12 month term

1.75% AER*/Gross**
for sums of £50,000 - £1,000,000

1.65% AER*/Gross**
for sums of £5,000 - £49,999

6 month term

1.20% AER*/Gross**
for sums of £5,000 - £1,000,000


Ask today about this and other limited offers for personal customers.

Here's how Fixed Term Deposit Accounts work

  • You deposit a fixed amount of money for a fixed period of time.
  • The savings interest rate will also remain fixed and paid on the maturity of term.
  • You cannot make any further deposits or withdrawals after the account is opened.
  • Find out more by downloading a brochure or by reading our question and answer section.

How do I open an account?

 

* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

** Gross stands for contractual rate of interest payable before the deduction of income tax at the rate specified by law.

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First Trust Bank is a trademark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office, 4 Queen's Square, Belfast, BT1 3DJ. Registered Number, NI 18800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. First Trust Bank is covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.


First Trust Bank subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any First Trust Bank branch or from the Lending Standards Board.


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The information regarding the products and services contained on the following pages is intended only for the residents of Northern Ireland. If you are not a resident of Northern Ireland it may be unlawful for you to receive this information.