First Trust Bank Visa Debit Card

Next Steps:

Call into a branch

Related information:

You can use the Visa debit card to pay for goods and services direct from your current account. You can use the card instead of cheques when shopping anywhere that displays the Visa sign and when buying by post, over the phone, or on the internet.

The main benefits

You don’t have to write cheques.
You can use your Visa debit card anywhere you see the Visa sign, and that means in more than 24 million outlets worldwide. Simply hand over your card and enter your PIN (or sign the voucher you are given), and the payment will be taken directly from your First Trust Bank current account, just like a cheque. You will be given a copy of the receipt to keep both as proof of your purchase and to check against your bank statement.
The card acts as a debit card and a cash card.
The money goes straight from your current account, so you always know how much you have in your account.
You can use your Visa debit card to withdraw cash at any cash machine displaying the Visa sign, at home and abroad.
You have the freedom to spend your money as you choose, wherever you choose.
You can spend all the money in your account in a single transaction if you want to. You can withdraw up to �500 a day at any First Trust Bank or AIB Group cash machine and from Bank of Ireland, Northern Bank and Ulster Bank cash machines.
Keeping track of your spending
Having a Visa debit card makes it easy for you to keep a record of your spending, because all payments are made direct from your First Trust Bank current account. That means your normal bank statement will always show exactly how much you have spent and when you have spent it, anywhere in the world.
Changing your PIN
You can change the personal identification number (PIN) we originally sent with your card at any First Trust Bank or AIB Group cash machine.

Secure Internet Shopping - Verified by Visa

First Trust Bank and Visa are working with participating retailers to give our Visa debit cardholders additional security and peace of mind when shopping online. Find out more in the 'Secure Internet Shopping with your Visa debit card' link in our Related Information section.

Whether we issue you with a Visa debit card depends on your financial circumstances. You must be 18 or over.

Important Information

First Trust Bank is a trademark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland. Registered Office, 4 Queen's Square, Belfast, BT1 3DJ. Registered Number, NI 18800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. First Trust Bank is covered by the Financial Services Compensation Scheme, established under the Financial Services and Markets Act 2000.

First Trust Bank subscribes to the Lending Code and is covered by the Financial Ombudsman Service. Details of the Lending Code are available on request from any First Trust Bank branch or from the Lending Standards Board.

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