A website - www.keepingyourhome.ie - is provided by the Citizens Information Board and the Money Advice and Budgeting Service (MABS). Keepingyourhome.ie aims to provide comprehensive information on the services and entitlements available to mortgage borrowers who may be experiencing difficulties making mortgage repayments.
As part of the MARP, you are obliged to complete a Standard Financial Statement (SFS) form. This form is designed to help you set out your current financial circumstances. The SFS will help us to get a better understanding of your financial situation and allow us to identify the best approach in helping you deal with your financial difficulties. The completed SFS should be sent to your branch Mortgage Co-ordinator, along with any additional relevant documentation. Your Mortgage Co-ordinator will provide assistance in completing the SFS if required.
You can download the SFS here together with the Central Bank consumer guide to assist you in completing the form.
You may be worried about repayments on your personal debts. There are options available and this page may help you to manage your AIB borrowings through difficult times.
What is your monthly disposable income? This is a question very few of us could answer without thinking about it. Maybe now is a good time to think about how you control your finances and devise a budget for spending, saving and staying in control of your money.
AIB's Financial Healthcheck can help diagnose the current shape of your finances and it's also a useful first step to maintaining a healthier financial lifestyle. Best of all, the whole procedure is secure and confidential, will take less than 5 minutes and there is no obligation on you whatsoever! So get started now.
Do all your bills seem to arrive at the same time? A Masterplan Account is a credit facility that enables you to plan the payment of various bills while spreading the costs evenly over a 12-month period.