Managing Your Money

Managing Your Borrowings

Helpful Options from AIB to Personal Customers

In the current environment, we know that some of our customers are experiencing financial difficulties. You may be concerned about your ability to keep up with payments on a mortgage or other debts, while managing on a reduced income.

If you are in this situation, the important thing to do is to talk to us now and make a plan. Early contact with your AIB branch is really important. We will work with you to find a solution that suits your needs.

AIB has compiled a guide which contains some useful tips on reviewing and managing your borrowings.

Managing your Mortgage

A website - www.helpinghomeowners.ie - has been developed by the Irish Banking Federation (IBF) to provide relevant information and guidance to mortgage borrowers who may be experiencing mortgage difficulties

Family Budgeting

The good thing about being an employee is that you know with certainty how much income you have every month. However, apart from annual reviews and increases - usually at the rate of inflation - there are limits to what most of us can do to greatly change our net income. So it's a matter of making the most of the family budget.

Controlling your Daily Finances

What is your monthly disposable income? This is a question very few of us could answer without thinking about it. Maybe now is a good time to think about how you control your finances and devise a budget for spending, saving and staying in control of your money.

Financial Healthcheck

AIB's Financial Healthcheck can help diagnose the current shape of your finances and it's also a useful first step to maintaining a healthier financial lifestyle. Best of all, the whole procedure is secure and confidential, will take less than 5 minutes and there is no obligation on you whatsoever! So get started now.

Masterplan Account

Do all your bills seem to arrive at the same time? A Masterplan Account is a credit facility that enables you to plan the payment of various bills while spreading the costs evenly over a 12-month period.