A Range of Notice Deposit Savings Accounts

Earn a competitive rate of interest with an AIB Notice Deposit Account. High interest rates usually mean that your money is tied up for long periods of time. But with our range of flexible Notice Deposit Accounts, your money earns a high rate of interest, while offering you a choice of notice periods so you can still access your money if you need to.

AIB currently has five types of Notice Deposit Savings Accounts, three branch based accounts and two Online accounts:

Branch Accounts

• Notice Deposit 7 Account - 7 days notice.
• Access Deposit 30 Account - 30 days notice.
• Notice Deposit 90 Account - 90 days notice.

Online Account:

• Online Notice Deposit 7 Account - 7 days notice
• Online Notice Deposit 21 Account - 21 days notice

View our Deposit Interest Rates in the Related Information section. (Top right of this page).

Notice Deposit 7 Account

Your money earns a variable rate of interest with a Notice Deposit 7 Account, with only 7 days notice required for withdrawals. The features of a Notice Deposit 7 Account are:

Product Features:

• 7 days notice required for all withdrawals
• There is no minimum balance required
• Variable interest rates, paid annually in April

How to open a Notice Deposit 7 Account

There are two ways to open a Notice Deposit 7 Account.

• You can print off an application form from our ‘Next Steps’ section at the top right of this page, complete it and bring it to any AIB branch
• Call into your local AIB branch to open a Notice Deposit 7 Account.
  

Access Deposit 30 Account

The AIB Access Deposit 30 Account offers you the flexibility of a highly attractive rate of interest while still letting you access your funds with just 30 days’ notice.

Product Features:

• Only 30 days notice required for all withdrawals
• Where a withdrawal is permitted without the full notice period being served a breach of notice cost will be applied to the account . This cost is calculated as follows:
  Withdrawal Amount x Notice Days Not Served x Interest Rate / 36,500
• No minimum account opening balance required
• No maximum Balance limit
• Interest paid twice yearly in April and October

How to open an Access Deposit 30 Account

There are three ways to open an Access Deposit 30 Account:

• Call our dedicated savings team on 1890 724 724 from Monday to Friday 08.00 - 21.00 hours and Saturday 09.00 - 18.00 hours
• You can print off an application form from our ‘Next Steps’ section at the top right of this page, complete it and bring it to any AIB branch
• Call into your local AIB branch to open an AIB Access Deposit 30

Notice Deposit 90 Account

Your savings earn a variable rate of interest with a Notice Deposit 90 account, with 90 days notice required for withdrawals. The features of a Notice Deposit 90 Account are:

Product Features:

• There is no minimum balance required
• Variable interest rate paid annually in April
• You can opt to have interest paid annually or monthly. Where the monthly interest option is availed of, interest must be paid to a nominated AIB account subject to a reduction in the annual equivalent rate payable. The nominated account must be an AIB Current or Demand Deposit Account
• 90 days notice required for all other withdrawals
• Where a withdrawal is permitted without the full notice period being served a breach of notice cost will be applied to the account This cost is calculated as follows:
  Withdrawal Amount x Notice Days Not Served x Interest Rate / 36,500

How to open a Notice Deposit 90 Account

There are two ways to open a Notice Deposit 90 Account

• You can print off an application form from our ‘Next Steps’ section at the top right of this page, complete it and bring it to any AIB branch
• Call into your local AIB branch to open a Notice Deposit 90 Account

Lodgements

Once you have opened the Notice Deposit Account of your choice, you can lodge money as often as you like.

Withdrawals

• To make withdrawals you must give a minimum of:

Notice Deposit 7 Account - 7 days' notice

Access Deposit 30 Account - 30 days' notice

Notice Deposit 90 Account - 90 days' notice.

• For branch based Notice Deposit Accounts:

You must give notice to withdraw by completing a withdrawal instruction form. Our 'Notice to withdraw' forms are available from any AIB branch or available in our 'Related Information' section at the top of this page, just complete and post to your branch.

You may nominate any bank account in the withdrawal instruction form to which your money will be credited on the expiry of the notice period or alternatively make a cash withdrawal from your branch. The account you nominate must be an AIB Current Account , Notice Deposit Account or Demand Deposit Account.

View our Deposit Interest Rates in our Related Information section

Tax on Interest earned on Notice Deposit Accounts

Click here to find out more.

Important / Regulatory Notice

Terms and conditions apply.  Rates quoted are variable. A.E.R. is annual equivalent rate.  Interest is subject to D.I.R.T. where appropriate at the prevailing rate (for more detailed information please visit www.revenue.ie).

• Terms and Conditions of Notice Deposit Accounts
• AIB Terms of Business
• Financial Regulator
• www.revenue.ie

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