Personal Loans Online

As a registered customer of AIB Internet Banking Service you can apply for a loan online.

Loans Online is the fast, convenient and confidential method of applying for a loan, up to EUR20,000 - without leaving your PC !

Please find below more detailed information that answer the most frequently asked questions

What type of loans can I apply for?

You can apply for a personal loan through Internet Banking. These loans will be approved in a customer's sole name - joint applications are not available. The personal loans are based on a variable rate ('A' loan rate). No fixed rate loans are available.

How much can I apply for?

You can apply for a loan from EUR1,000 to EUR20,000.

Over how many years can I repay the loan?

You can repay your loan over a period from 1 year to 5 years.

Can I make loan repayments on a monthly/ weekly or fortnightly basis?

Yes, you can make loan repayments on either a monthly, fortnightly or weekly basis.

Where will my loan account be opened?

Your loan will be opened at your AIB branch.

What loan rate will I be charged?

You will be charged a competitive variable interest rate based on the amount borrowed.

If I have any queries in relation to my loan whom do I contact?

If you have any queries in relation to your Loan Application please contact AIB at 1850 724 724 between 8.00am - 8.00pm Monday - Friday, 9.00am - 5.00pm Saturday.

Are there any fees for applying for a personal loan through AIB Internet Banking?

No, there are no charges applied for applying for a personal loan through Internet Banking.

Will I be able to view my loan balance and statement through AIB Internet Banking Service?

Yes, you will be able to view your loan account balance and loan account statement through Internet Banking, by selecting the account maintenance function within the site and entering the new loan account number and NSC details.

Can I take out payment protection insurance on this loan?

Yes, you can avail of AIB Payment Protector on the loan by selecting this option during the course of the loan application. View our Related Information section for further details.

Alternatively if you wish to register to become an AIB Internet Banking customer so that you can apply for a loan online please complete an AIB Internet Banking registration form.

For customers already registered, simply login to AIB Internet Banking.

Important Information

Terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. A typical EUR5000 three year variable interest rate loan will have monthly repayments of EUR164.83 APR 12.10%. If the APR does not vary during the term of the loan the total cost of credit of this loan i.e. total amount repayable less the amount of the loan, would be EUR933.88. (Rates and repayments are correct as at 24/11/2009 based on loan drawdown on 01/12/2009 with first repayment 01/01/2010).

Allied Irish Banks, p.l.c. and AIB Insurance Services Ltd. are regulated by the Financial Regulator.

• Regulatory Information

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