First Time Buyers Package

Buying your first home is one of the biggest and most exciting decisions that you will make. There is a lot to think about and organise, and that is why we have dedicated Mortgage Consultants to guide you through the mortgage process, every step of the way.

Get a Quick Quote

Note: This information is provided for illustrative purposes only. It does not constitute a contract. We are not recording and will not use the information quoted by you in our calculators unless it is being provided as part of a product application. The results are based on current offered rates for Mortgages. Any repayment estimates provided by our calculator shall be exclusive of any payment protection premium payable.

Mortgage Interest Rates

First Time Buyers can avail of a range of benefits including:

• A choice of competitive interest rates available. View our Mortgage Interest Rate Options section for more details.
• 3 months Deferred Start* option available.
• Repayment terms up to 35 years.
• 20% introductory discount for First Time Buyers with Home Insurance from AIB.
• Consultation with an AIB Financial Adviser to assess your Life Assurance options.
• Low cost finance Masterplan Account to help you manage your monthly bills. View our Related Information Section for further details. An account maintenance fee of EUR4.50 per quarter applies.

* The above repayment option may impact on the amount and/or term of the mortgage and is subject to lenders approval. Deferred Start is where you make no repayments whatsoever for the first 3 months and the interest is simply added to your loan.

Parental Support Mortgage

If your income on its own is insufficient to meet the criteria for the mortgage amount you require, our Parental Mortgage allows a parent to provide a guarantee or become a co-party to your loan. To find out more about our First Time Buyer's Package or our Parental Support Mortgage, contact your branch today or avail of our Call Back service to book a call with an AIB Mortgage Consultant. Our Mortgage Consultants will be happy to deal with your queries and take you through the range of competitive options available. AIB strongly recommends that before purchasing this product you read the Important Information regarding Mortgages and our Home Mortgage Regulatory Information below in our Important / Regulatory Information section.

• Home Mortgages Regulatory Information
• Important Information about your Mortgage Distance Contract

Back to Top