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Personal Lending Interest Rates

Rates charged on lendings are correct as at 24th November 2009.


Personal Lendings Interest Rate APR
Personal Loans

**Variable 'A' Loan Rate

For loan amounts of EUR 25,000 or more

EUR 20,000 up to EUR 24,999

EUR 15,000 up to EUR 19,999

EUR 10,000 up to EUR 14,999

EUR 5,000 up to EUR 9,999

EUR 2,500 up to EUR 4,999

EUR 0 up to EUR 2,499


**All Personal Loans are based on the Bank's Variable 'A' Loan Rate and the amount borrowed. 

10.95%

9.27%

9.74%

10.16%

10.90%

11.59%

13.00%

13.59%





11.41%

9.60%

10.10%

10.55%

11.35%

12.10%

13.65%

14.30%




Overdraft


Current Accounts and Personal Bank Accounts
On-Line*



* Account can no longer be opened by customers.


11.95%
10.95%









Masterplan

8.50%

8.77%


*** Term Loan < 1 year
*** Term Loan > 1 year

*** Product discontinued since June 1996, but these rates may still apply to certain facilities.


11.25%
10.95%





11.73%
11.41%



Rates charged on lendings are correct as at 27th July 2010.

Personal Lendings Interest
Rate

Base Lending Rate#

# This rate is only available for facilities in excess of EUR30,000

Facilities based on this rate are also subject to an agreed interest margin
0.741%


 

Rates charged on lendings are correct as at 27th July 2010

Personal Lendings Interest
Rate

Prime # #

# # This rate is not available for new loan facilities

Facilities based on this rate are also subject to an agreed interest margin
1.125%


Important / Regulatory Wording

Terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. Masterplan accounts are subject to a fixed quarterly account maintenance fee of EUR4.50. 

Allied Irish Banks, p.l.c. is regulated by the Financial Regulator, PO Box 9138, College Green, Dublin 2.


Our Terms and Conditions and Privacy Statement apply to your use of this website. AIB and AIB Group are registered business names of Allied Irish Banks p.l.c. Registered Office: Bankcentre, Ballsbridge, Dublin 4.
Tel: + 353 16600311 Registered in Ireland : Registered No. 24173.Allied Irish Banks, p.l.c. is regulated by the Financial Regulator. Copyright Allied Irish Banks p.l.c. 1995