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Important Regulatory Information
For Credit Products
Lending criteria, terms and conditions apply. Credit Facilities are subject to repayment capacity and financial status, and are not available to persons under 18 years of age. Security may be required.
For Personal Loan Products
A typical EUR1,500 one year loan to students will have monthly repayments of EUR131.83, Interest Rate 9.95%, APR 10.33%. If the APR (Annual Percentage Rate) does not vary during the term of the loan the total cost of credit of this loan i.e. total amount repayable less the amount of the loan, would be EUR81.96. The Annual Percentage Rate (APR) is based on our Variable `A' Loan Rate and amount borrowed. The discount will apply for the agreed life of the loan until it is paid.
Terms and Conditions for availing of eStatements.
eStatements offer you the facility to view your bank account and credit card statements online instead of receiving them by post. This service is available to anyone who is registered for AIB Phone & Internet Banking. You will require an AIB Code Card or Card Reader to sign up and view your eStatements on AIB Phone & Internet Banking. eStatements are displayed in Adobe PDF format. You can print or save your eStatement using your home or work PC. Make sure that if you do save your eStatement on your computer that it is in a folder that only you can access. It is your responsibility to view your eStatements online. Remember, even if you're not currently registered for AIB Phone & Internet Banking it is easy to set yourself up online at www.aib.ie or by calling 0818 724 724 , lines are open 24 hours, Monday to Sunday. This will give you access to an extensive range of services whenever you want to use them.
Terms and Conditions of the AIB 'Add more green' Fund
AIB undertakes to make a donation to the fund for each customer when they switch to eStatements. A separate donation will apply for both credit card statements and bank account statements. AIB will work with partners to identify suitable environmental projects to benefit from the fund. AIB reserves the right to amend, withdraw or terminate the making of a donation to the AIB 'Add more green' Fund at any time. Further details on the fund and partners can be obtained from our website www.aib.ie/csr