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More 'be' Features

Credit Limit to suit you

You can request an increase in your credit limit using AIB Internet Banking (Subject to lending criteria)

Up to 56 days interest free credit

If you clear your balance in full and on time each month, you can avoid paying interest.

24-hour service

If you have a query on your account, our customer service staff are available 24 hours a day 7 days a week on (01) 6685500 (or +353 1 6685500 from abroad). We're here to help.

Spread your repayments

With an AIB 'be' Credit Card, you decide how much you want to repay from the minimum amount ( 3 % or EUR6.35, whichever is greater) to the full outstanding balance.

Instant cash

You can use your AIB 'be' Credit Card along with your PIN to withdraw cash at any ATM machine or branch that displays the Visa or MasterCard logo at home and abroad. Annual cash interest rate and fees and charges apply, please view Important Information link.

Second 'be' Card Free

You can have one additional cardholder added to your AIB Credit Card provided that the cardholder is a family member (defined as parent, spouse, partner, sibling or child over 16 years) who normally resides at your address.

Emergency Cash Service

Should you lose your card at home or while abroad you will have access to a maximum of US$5,000 emergency cash (subject to available credit limit. Fees and charges may apply). In order to claim emergency cash you will be required to present your passport as proof of identity at a Western Union outlet nearest your location, as advised by our Customer Service Staff.

Secure Internet Shopping

AIB, Visa and MasterCard are bringing peace of mind to online shopping and it works very simply. It safeguards you by identifying you through unique information, known only to you.  It only takes a moment or two and it's for your own protection so that you can feel secure wherever you do your shopping. Click on the Secure Internet Shopping link in the Related Information section above for more details on this service.

Important/Regulatory Information

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Government stamp duty of EUR30 is charged annually per credit card account.

Related Information

  • Important Information

    Find out more

  • Secure Internet Shopping

    Find out more

  • Credit Card Interest Rates

    Find out more

  • Register your MasterCard

    Go to

  • Register your Visa Credit Card

    Go to

  • Other Application Forms

    Find out more

  • Understanding Your Personal Credit Card Statement

    Find out more

  • By clicking on link(s) above you are going to the external website. Your use of the external website is subject to the terms of that site.

Our Terms and Conditions and Privacy Statement apply to your use of this website. AIB and AIB Group are registered business names of Allied Irish Banks, p.l.c. Registered Office: Bankcentre, Ballsbridge, Dublin 4.
Tel: + 353 16600311 Registered in Ireland : Registered No. 24173. Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland. Copyright Allied Irish Banks, p.l.c. 1995